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Sand Sinclair , Publisher & Editor-in-Chief

Industry News

Cloud-based Payment Test Tool for Visa

20 Jul, 2015

UL just released their new version of its Visa Cloud-based Functional Test Tool. By providing over 2300 test cases to test cloud-based payment implementations, the tool helps to ensure the quality of tokenized payments running on a Visa payWave mobile payment application. This tool is officially approved by Visa.

UL’s Visa Cloud-based Functional Test Tool implements the new Visa Cloud-based Payments Contactless Specification (VCPCS v1.5) through Visa’s related cloud-based test plan. This functional test tool helps Visa card issuers and 3rd party mobile application developers in testing and approval of their Visa payWave mobile payment applications implemented as an HCE compatible mobile application.

The Visa Cloud-based Functional Test Tool covers all Visa payWave transactions and test card image definitions. Every test case runs as a fully automated script to perform the checks as defined by Visa. The tool supports the Visa defined personalization sequence to allow unattended automated testing. Next to that, the tool supports as well user defined custom personalization procedures and profiles.

“We are very proud that UL is the first to offer the officially confirmed Visa Cloud-based Functional Test Tool. This tool can be used for self-approval by Cloud-based payment application developers, as part of the Visa Ready Program. As well as implementing the new Visa test plan in this new release, UL also added new features, including a unique transaction interpretation feature, to make testing easier. Providing a detailed yet easily understandable analysis of all APDU-level communication including all data elements, clearly indicating any issues found. All advancements aim to support our customers to ensure quality of their Visa cloud-based payment products easier,” said Maxim Dyachenko, Service Line Manager Test Tools at UL’s Transaction Security division.

Basically, UL’s Visa Cloud-based Functional Test Tool can be used for self-approval by Cloud-based payment application developers, as part of the Visa Ready Program. This program provides innovators a path for the approval of devices, software and select solutions used to initiate or accept Visa payments using mobile systems. UL is also authorized by Visa to conduct testing and approval of mPOS solutions for the Visa Ready Program making UL the one stop shop for testing and certifying Visa payWave mobile payment applications. If you want further information, please visit http://www.ul-ts.com


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